Rates
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Rates as of 03/1/10
Savings Account Balance Nominal APY
$100.00 and up 0.80% 0.80%
Share Certificates 1.25% 1.26%
3, 6, 12 months
Savings Account Balance Nominal APY
$100.00 and up 0.80% 0.80%
Share Certificates 1.25% 1.26%
3, 6, 12 months
Dividend Rates
Share Secured
2.00% above savings rate 60 Months
Auto Rates
2008 and newer 3.99% 54 Months
2004-2007 4.99% 48 Months
2003 and older 7.95% 30 Months
Over $10,000.00 36 Months
Teacher Education Loans 3.99% 54 Months
RV Loans 9.00% 48 Months
Signature Loans 13.00% 24 Months
Holiday Loans 6.95% 12 Months
(available Oct 31-the end of Feb)
The following fees and charges may be assessed against
your account:
Service
Fee/Charge
Excessive share withdrawal
$1 per item (After 2 per month)
Deposited item returned
$25 per item
Dormant Account Fee
$5 per quarter
Par Value of One Share
$5
Membership fee
$1
Loan Rates
Member Fees
Skipped Payments – You may choose to
omit making July and August payments if
employed by the Sevier County Board of
Education. However, interest will still
accrue for this period.
Filing Fee: You will be charged a lien filing
fee at the time of an advance if the credit
union takes a security interest in your
collateral. The amount of the filing fee will
be based upon the amount of fee required
by state law for the credit union to obtain a
lien on your property.
Late Charges: There will be a $20.00 late
fee for any loan over 7 business days past
due.
Collection Costs: You promise to pay all
costs of collecting the amount you owe
under this agreement including court costs
and reasonable attorney fees.
Loan rates and terms may vary based on
credit history and are subject to change. For
additional information call the Credit Union
at (865) 428-4426.
omit making July and August payments if
employed by the Sevier County Board of
Education. However, interest will still
accrue for this period.
Filing Fee: You will be charged a lien filing
fee at the time of an advance if the credit
union takes a security interest in your
collateral. The amount of the filing fee will
be based upon the amount of fee required
by state law for the credit union to obtain a
lien on your property.
Late Charges: There will be a $20.00 late
fee for any loan over 7 business days past
due.
Collection Costs: You promise to pay all
costs of collecting the amount you owe
under this agreement including court costs
and reasonable attorney fees.
Loan rates and terms may vary based on
credit history and are subject to change. For
additional information call the Credit Union
at (865) 428-4426.